Q: What is Certy?
A: Certy is an independent business funding connector that connects businesses with FCA-authorised lenders for unsecured loans. We help you explore funding options quickly and easily, without any hidden fees or obligations.
Q: How does Certy work?
A: We match businesses with trusted and certified lenders based on their needs. Simply provide a few details about you, your business and funding requirements, and we’ll introduce you to lenders who may be able to help. The lender will then take you through the full application process.
Q: Is Certy a lender?
A: No, Certy is not a lender and does not provide loans directly. We act as an introducer, connecting businesses with FCA-regulated lenders.
Q: Does Certy charge businesses for introductions?
A: No, our service is completely free for businesses. We earn a fee from our lending partners when an introduction leads to a successful loan.
Q: What types of loans can I access through Certy?
A: We introduce businesses to lenders offering unsecured business loans.
Q: How quickly can I get funding?
A: Funding times vary depending on the lender, but many businesses receive decisions and funding within in as little as 48 hours.
Q: Will applying through Certy affect my credit score?
A: No, using Certy does not impact your credit score. However, when you proceed with a lender, they may perform a credit check as part of their assessment.
Q: Is Certy regulated by the Financial Conduct Authority (FCA)?
A: Certy operates as an introducer, meaning we do not require FCA regulation. However, we only work with FCA-authorised lenders to ensure transparency and security.
Q: How do I get started?
A: Simply click here, enter a few details, and we’ll introduce you to a suitable lender. There’s no obligation to proceed with any offer.
