Expert-matched

funding for your growing business

Apply once and receive multiple funding options

Certy - A Funding Connector in your Pocket
All our lending partners are regulated by the FCA
British Business Bank Logo
Supercharge your digital customer experience

How Certy Works

Certy helps growing businesses get funded, fast.
We search the whole market to find you the best unsecured business loans and connect you with certified lenders offering flexible business loans - no jargon, no pressure, no credit score impact. Whether you’re hiring, launching something new or need breathing room, Certy finds the right funding so you can focus on growing.

No Commitments. Simply Explore Funding Options.

1. Complete Qualification Form

Answer a few simple questions about you and your business

2. Compare Your Funding Options

We’ll introduce you to the best certified lenders based on your needs

3. Choose Your
Offer

Review options, select the best deal, and apply - all with expert guidance

4. Receive Your
Funds

Get approved and receive your funding in as little as 48 hours

Is Certy Right For You?

Whether you’re growing your team, launching a new product, or riding out late client payments, we connect you with the right lender, quickly and without the stress. We work best with companies that meet the following:

6 months +

Trading History

UK-based

UK Headquarters

£5k - £500k

Funding Requirement

£30,000

Annual Turnover

Straight Talkers

(Just Humans, No Bots 🤖)
We help business secure funding for things like:

• Hiring staff to keep up with demand
• Covering 30–90 day payment terms
• Buying stock or supplies for a new contract
• Investing in equipment or software
• Opening a new location or expanding services
• Giving yourself some cashflow breathing space

Success Stories

£45,000 Funding Secured

Family-owned general building contractor based in Manchester with 12 employees

Reason for Loan: Needed to purchase two new vans and specialised equipment to take on larger commercial renovation projects

The Certy Outcome:Approved in 4 days. Gave them the capacity to scale up and take on higher-value contracts, without draining working capital

Term: 36 months at 16% interest rate per annum

£12,500 Funding Secured

Boutique digital marketing agency based in Bristol

Reason for Loan: To bring in a freelance campaign manager and boost paid ad spend ahead of a client launch.
The Certy Outcome:Funding landed in 72 hours. Gave them the flexibility to scale delivery without waiting on invoices and hit their deadlines without compromise.Term: 12 months at 1.99% fixed rate per month

£70,000 Funding Secured

Independent café chain with 3 locations in London & Kent

Reason for Loan: To open a fourth site ahead of summer
The Certy Outcome:Funding approved within a week. They avoided delays from the bank and kept expansion on trackTerm: 24 months at 2.49% per month fixed

£18,000 Funding Secured

Independent landscaping & gardening firm based in Surrey

Reason for Loan:To invest in new machinery and hire a part-time admin to handle bookings and invoices during peak season
The Certy Outcome:Approved in under a week. The funding helped them stay ahead of demand, take on more projects, and free up the owner to focus on growth instead of paperwork.Term: 48 months at 14% fixed per month

Why Collabo?

We understand food & drink, and are CX obsessed!

Tailored solutions (because one size does not fit all)
Quality-first approach
Passionate about collaboration
Obsessed about customer experience
Built by a food and drink founder, for food and drink founders
Collabo - Digital Operations for Food and Drink Businesses
Collabo - Digital Operations for Food and Drink Businesses
Testimonials

Don’t take our word, see what our clients say

Get started
John Carter - Company X Webflow Template

“Simply the best”

Lorem ipsum dolor sit ametolil col consectetur adipiscing lectus a nunc mauris scelerisque sed.

John Carter
Investment Advisor
Sophie Moore - Company X Webflow Template

“One of a kind app”

Lorem ipsum dolor sit ametolil col consectetur adipiscing lectus a nunc mauris scelerisque sed.

Sophie Moore
Entrepreneur

Get more done with Collaborators

The Proof is in the Pudding

Case Studies

Collabo: Uncovered

Check out our articles

Browse all articles
Not sure where to get started?

Fancy a FREE digital audit?

We understand the importance of having a strong digital presence to compete in today's digital landscape. As part of our #ThriveDigitally programme, our FREE digital audit service helps you identify areas for improvement in your company's online presence.